Core Offers
Clear coverage. Confident decisions. Digital-first support.
Business Insurance Checkup
Know what you have. Know what you need. Know where you’re exposed.
This service is a comprehensive review of your existing insurance policies to make sure they actually match how your business operates today. We identify coverage gaps, unnecessary overlaps, incorrect classifications, and potential issues that could cause a claim to be denied. You’ll receive clear guidance on what’s working, what needs adjustment, and what your next best step should be before renewing or purchasing new coverage.
Ideal for business owners who already have insurance but want clarity, confidence, and a second set of expert eyes.
Core Business Protection Plan
Foundational coverage for businesses with real risk and real responsibility.
This plan is designed to protect your business, your physical space, your services, and your income. We build a customized insurance solution based on your operations, location, contracts, and growth goals. Coverage typically includes general liability, professional liability, business property, business income protection, and required landlord or contract endorsements.
Best for established businesses with a physical location, equipment, staff, or regular client traffic who need reliable, well-structured protection.
Independent Operator Coverage Plan
Smart protection for solo business owners and contractors.
This plan is built for independent professionals who work for themselves and need coverage that satisfies landlords, venues, and contracts without unnecessary complexity. It focuses on protecting you, your tools, and your income while keeping setup simple and efficient. Certificates are handled quickly and coverage can scale as your business grows.
Ideal for independent operators, contractors, booth renters, and solo service providers.
Mobile & On-The-Go Protection Plan
Coverage that moves with your business.
If your business operates outside a traditional office or travels to clients, events, or multiple locations, this plan ensures you are properly protected wherever work happens. We address off-site liability, equipment in transit, and gaps commonly found in personal auto or standard business policies when vehicles and travel are involved.
Best for mobile professionals, on-site service providers, and businesses that operate beyond a single fixed location.
Owner Protection Add-On
Protect the person behind the business.
This add-on focuses on safeguarding your income, your family, and your long-term stability if something unexpected happens. Once your business coverage is in place, we assess personal risk exposure and recommend appropriate protection options such as term life or income protection. This ensures your business plan does not collapse if you are unable to work.
Designed for business owners with dependents, employees, or significant financial responsibilities.
Renewal Strategy Review
Proactive planning, not last-minute scrambling.
This service reviews your existing policies ahead of renewal to make sure your coverage still aligns with your business growth, operations, and risk exposure. We assess changes, explore potential savings or improvements, and create a clear renewal plan before deadlines approach. This helps prevent coverage gaps, rushed decisions, and unnecessary premium increases.
Best for existing clients and business owners who want a thoughtful, organized approach to renewals.